Spotting romance scams
Key facts
| Biggest red flag | A request for money from someone you haven't met |
|---|---|
| Report in England, Wales and Northern Ireland | Report Fraud, 0300 123 2040 |
| Report in Scotland | Police Scotland, 101 |
| Report in the US | FTC and FBI IC3 (ic3.gov) |
Most people you meet are exactly who they say they are. A few are not. Knowing the signs helps you relax and enjoy getting to know someone.
Know the warning signs
The FTC says scammers often move fast, claim strong feelings early and push you to chat off the site. They always seem to have a reason they can't meet. Sooner or later, they ask for money, gift cards or crypto.
Source: Federal Trade Commission: What to know about romance scams, checked 8 November 2026
Be careful what you share
AARP advises against sharing too much online, especially about loneliness or being widowed. Talk to friends and family about anyone new. Be wary of anyone who asks you to keep the relationship secret.
Source: AARP: How to protect yourself against online romance scams, checked 8 November 2026
Check, then report
Age UK suggests searching the person's name and photos, adding the words dating scam. If something doesn't add up, stop contact. Report it to the site and to Report Fraud.
Source: Age UK: How to spot a catfish, checked 8 November 2026
Questions
They asked for money but we've never met. What should I do?
Don't send it. Stop replying, talk to someone you trust, and report the profile. A person here reviews every report.
I've already sent money. Is it too late?
Contact your bank or the payment company straight away and ask for help. Then report it to Report Fraud in the UK, or the FTC and IC3 in the US.
Are scams my fault if I fell for one?
No. Scammers are skilled and work hard to earn trust. Reporting it helps protect other people.